Commercial Insurance Services
A complete range of commercial services to cover all of your insurance needs.
Commercial Auto
If your business uses vehicles to transport people or cargo it requires commercial auto insurance - whether the vehicle is owned by the company or not.
Commercial Property
No matter what the size of your business, you have a variety of physical assets which need to be covered against fire, theft, vandalism or water damage.
Commercial Liability
Ensure that your business is fully covered against unexpected third party risks and lawsuits which you could be liable for.
Corporate Planning
Let us help your business develop a financial and risk management plan to protect against risks including the loss of key employees and succession planning.
Specialized Commercial Insurance Services for your business
No matter what type of business you own, Cowan will learn about your specific business to help you plan ahead and mitigate risk.
Liability Insurance
Every business needs commercial insurance to protect employees, clients or customers, products, property and revenue against unforeseen loss, damage, injuries or lawsuits.
Directors & Officers Liability Insurance
D&O insurance protects your directors & officers against personal liability in addition to coverage for lawsuits and settlements.
Professional Liability Insurance
For professional services ranging from contractors to doctors, E&O Insurance can be a cost-effective measure that can save you millions in damages.
Environmental Liability
If your company produces, processes, transports, stores or handles potential contaminants, you need to be protected from potential liability.
Surety Bonding
Secure your business with construction bonds, customs bonds or court fiduciary bonds.
Cyber Risk
Cyber insurance can protect your business from the growing threat of hacking, privacy and security breaches, ransomware and extortion.
Political Risk
Understand if your company may be exposed to political risk, and what you can do to protect it.
Trade Credit Insurance
Protect your cash flow, and mitigate your risk from companies that fail to pay their invoices.