Customize your Group Benefits Plan
Choosing the right combination of coverage and service for your employees today — and in the future — requires an independent, experienced partner.
Aligning your strategy to your compensation and retention philosophy requires an experienced group benefits partner that truly understands your company culture and vision. Group Benefits refers to a comprehensive list of products, services and strategies. Staying ahead of the latest industry trends and legislation can be both difficult and intimidating.
Trust our 40 years of experience helping Canadian employers develop and manage group benefits programs that best fit their needs and those of their employees. We don’t believe in a “one-size-fits-all” approach for group benefits — our philosophy is based on a commitment to take the time to learn about you and your needs, discovering what makes them unique.
The result is a customized approach that reflects your organization’s values and priorities, giving your employees the coverage they need.
Group Benefits services are provided by Cowan Benefits Ltd.,
part of Cowan Insurance Group.
To learn more about the range of products and services offered by Cowan Insurance Group
please visit Cowan At A Glance.
Unique group benefits solutions for your needs
For organizations of all types and sizes, you can choose from a complete suite of group benefits products and services, including:
Group Benefits Consulting
Through our discovery process, we can assess the programs that would best suit your organizational needs and recommend the most valuable group benefits plan.
Third Party Plan Administration and Claims Payment
Transform your employees’ benefits experience with our unique and easy-to-use administration and payment services.
Health and Disability Management
Reducing disability costs and maximizing attendance, productivity, and employee well-being can help your business achieve significant savings.
International Benefits Solutions
Unique plans can be customized to meet the needs and circumstances of international employees and students in Canada.
Pension and Retirement Consulting
Make informed decisions for your business around pension plans, group RRSPs, group TFSAs, and more in order to build the right group retirement plan for your employees.
Customized Specialty Benefits Programs
Castle Building Centres Group Insurance Program
As the endorsed broker of Castle Building Centre Group, we are able to offer reduced rates for group members on home and auto insurance and financial planning services. Cowan is here to Contact us today to learn more about how Cowan can help group members protect themselves, business, and individual assets.
Group Benefits for the Ontario Nonprofit Network
Our dedicated team of industry experts understands the unique challenges that nonprofits and charities face. We take the time to understand your requirements and develop a solution that works for you. Whether you’re just starting out or building on your success, ONN is there to protect your employees and your business.
One Source Advantage
As a member of the Greater Kitchener Waterloo Chamber of Commerce, you are entitled to a suite of products and services designed to protect your business, your family and your future. Membership in the Chamber provides access to all the Member Benefits which can help you reduce your costs.
TechLife® Scalable Solutions for Tech Startups
We understand that your business is unique. Unlike traditional insurance policies, TechLife® offers tiered, customizable and scalable solutions designed specifically for startups and rapid-growth small businesses.